Struggling with
bad credit? Let us Help

#1 Credit Repair Company across the Nation With Refund Guarantee If No Items Are Removed Within 120 Days.

PHS will do all the work for you making credit simple and helping you create financial abundance & leverage your credit to live the lifestyle you deserve with our expert credit solutions.

Loved by 4,300+ Dedicated Clients

Choose your
Package

THE GOLD SYRUP PACKAGE

$500

One-Time Payment

✓ Get a Complete Fresh Start
✓ Get Approved for a New Luxury Apartment and Car
✓ Get approved for Credit Cards/Loans
✓ Removal of All Negative Items on Credit Report. Late payments, collections, Inquiries, Repos, Charge offs, Child Support, Medical Bills & Bankruptcies

WHAT'S INCLUDED

•   Updates are sent every 45 days
•   Secured Client Portal                   
•   Client Support Team                     

All clients are required to purchase credit monitoring through smart credit. This allows us to pull your updated credit report every month. Without credit monitoring, we will not be able to access your report, send updates, or proceed with your service.

DIAMOND HOURS PACKAGE

$750

One-Time Payment

✓ Get Approved for Credit Cards/ Loans up to $50,000​
✓ Get Approved for Any New Apartment/Home
✓ Get Approved for Luxury Cars up to $100,000
✓ Invest in Real Estate Plays
✓ Finance your Next Cosmetic Surgery
✓ Removal of All Negative Items on Credit Report. Late payments, collections, Inquiries, Repos, Charge offs, Child Support, Medical Bills & Bankruptcies

WHAT'S INCLUDED

•   Updates are sent every 45 days
•   Secured Client Portal                   
•   Client Support Team                     

All clients are required to purchase credit monitoring through smart credit. This allows us to pull your updated credit report every month. Without credit monitoring, we will not be able to access your report, send updates, or proceed with your service.

ETERNITY PRO PACKAGE

$1,500

One-Time Payment

✓ Get Approved for Credit Cards/Loans up to $100,000
✓ Get Approved for Any New Apartment/Home
✓ Get Approved for Luxury Cars up to $250,000
✓ Start a New Business/Fund Your Current Business
✓ Invest in Real Estate Plays
✓ Finance your Next Cosmetic Surgery
✓ Passive Income Plays to Gain Monthly Revenue
✓ Removal of All Negative Items on Credit Report. Late payments, collections, Inquiries, Repos, Charge offs, Child Support, Medical Bills & Bankruptcies

WHAT'S INCLUDED

•   Updates are sent every 45 days
•   Secured Client Portal                   
•   Client Support Team                     

All clients are required to purchase credit monitoring through smart credit. This allows us to pull your updated credit report every month. Without credit monitoring, we will not be able to access your report, send updates, or proceed with your service.

WE’RE A #1 LEADING CREDIT REPAIR COMPANY, UNITED ACROSS THE NATION

$12,000,000

of Debt REMOVED from all
across the country

2473+ Clients

Achieve their credit goals as well as 700+ or above credit scores

85%

of Negative items are REMOVED once the file is complete

We are more than just a Credit Repair company─it's a movement to transform lives.

My name is Matt C. Sudjana, and I’m passionate about empowering individuals and families to achieve financial freedom. Having transformed my own financial future, I’m committed to helping others unlock their full wealth-building potential and create everlasting prosperity, just like I did for myself.

I was raised in New York City; For 7 years, I was stagnate living the wrong way with the belief that the "American Dream" meant going to college, securing a good job, and living a stable life. But that path didn't lead me to the success I desired. It wasn't until I learned how to repair my own credit-taking my score from a 463 to a 801─that everything changed. With that new found credit power, I was able to build several businesses, secure over $500K in funding, spend more time with my family, even helping my family members with their credit, and build a sustainable 7-figure business, all by leveraging credit.

At Platinum Hours Solutions, we go beyond just fixing credit—we’re dedicated to transforming your entire financial future. With personalized strategies and expert guidance, we help you remove negative items from your credit report, rebuild your credit, and lay the foundation for long-term financial success. Our mission is to equip you with the knowledge and tools to take control of your financial destiny, unlock new opportunities, and create the life you’ve always envisioned.

Let Platinum Hours Solutions guide you to a brighter, more financially empowered future. Your journey to financial freedom starts here.

Credit monitoring

Checking your credit will
NOT hurt your scores!

Experian, TransUnion, and Equifax reports & scores can be refreshed every 30 days

CHECK YOUR SCORES HERE

Start repairing Your Credit Today

Credit Repair

Platinum Hours Solutions

Platinum Hours Solutions Credit Consulting offers credit corrections and specializes in restructuring and rebuilding your credit. Your scores will essentially increase according to how many positive accounts you have on your file after we have removed all of the negative and inaccurate accounts. If there are no positive accounts remaining then at that time we'll have to add Credit Building Products that will help strengthen not only your credit history but your credit scores as well.

What Our Team is
Made of:

Our Credit Repair Team is made up of Credit Experts that specialize in Debt Validations. Our team has analyzed and repaired credit for thousands. We have extensive knowledge on consumer credit laws including the Fair Credit Reporting Act and the Fair and Accurate Transaction Act. We have helped thousands of clients enforce their credit rights and improve their credit scores which has allowed our clients to live the life they always desired. Platinum Hours Solutions Credit Consulting is a professional company that specializes in improving our clients credit profiles and scores.

Platinum Hours Solutions Credit Consulting Knows:

• Laws that regulate the industry
• Fair Credit Reporting Act
• Fair and Accurate Transaction Act
• Fair Debt Collection Practices Act
• State Statute of Limitation on Debts.

WINNINGS

Helped over 1K+ clients achieve their credit goals as well as 700+ or above credit scores
85% of negative items are REMOVED once the file is complete
100% licensed, bonded, certified, and insured

What makes us different

WE HAVE THE RESOURCES TO HELP YOU OBTAIN YOUR GOALS

We are a professional credit company specializing in repairing, rebuilding & building your brand-new credit. We analyze all 3 of your reports at the same time to check for all negative items, we will then submit all of the items that are negatively impacting your credit to be disputed and deleted from the credit reports. Credit Repair is not a debt consolidation program or bankruptcy, you will still owe the items removed. Unlike other credit restoration companies, because we do not charge monthly fees; we can dispute all negative items at one time to quickly and aggressively permanently block and delete these items from your consumer reports. Doing this process makes it easier and quicker for our clients to obtain their credit goals.

We do not just build one-time deals with our clients, we are all about building and establishing a relationship with our clients.

The removal of all negative items including late pays, repos, evictions, bankruptcy, chargeoffs, collections & more. The removal of all inquiries not associated with an open account. And lastly, emails from our team once you are processed in our system & updates on your file sent via text or email every 30-45 days.

Our clients gain access to auto loans with ZERO down and exceptionally low interest rates through our network of preferred lenders. For mortgages, our clients receive best rates and exclusive incentives, including streamlined approvals for entrepreneurs with just six months of business bank statements. Additionally, our clients benefit from higher credit card limits and unrestricted American Express cards, made possible through our strategic partnership with American Express.

Our clients get approved for Auto Loans with NO MONEY DOWN & extremely low interest rates using our preferred lenders. Our clients applying for mortgages get the best rates & incentives including eased requirements for entrepreneurs with only 6 months of business bank statements. Our clients get approved for higher credit card limits.

Business Credit

Establishing strong business credit is one of the most powerful tools for your company’s growth and success. Business credit allows you to opens doors to better financing options, favorable terms, and greater financial flexibility—advantages that can be crucial for startups and expanding businesses alike. The positive statements on your credit profile not only enhances your credibility but also positions you to negotiate better deals, access higher credit limits, and secure essential resources without relying solely on personal finances. In today’s competitive landscape, building business credit isn’t just an option—it’s a strategic advantage.

Having access to business credit is the lifeline for a business. Banks, lenders, and suppliers rely on business credit reports to assess the creditworthiness of a company. With strong business credit, you create a safety net for your business so you should have no trouble gaining access to the business funding you need while also protecting your personal credit.

‣ You can obtain business financing quicker and easier
‣ You can get better credit and repayment terms with suppliers
‣ You can protect your credit score

Testimonials

Don’t take our word for it. Over 1000+ people trust us

Check what we've done - this is worth a thousand words about us.
This is what our clients were able to achieve, all because of having good credit!

170+ Point Increase

Our Process/systems speaks for itself

Get with the most effective Service Team online to get better results and a cleaner credit report.

Bankruptcy deleted

Only took a few months

Could you imagine if this client did not invest $897 just once and still had his bankruptcies how much he would be missing out on?

153+ Point Increase &
$65K Removed

This only took 1 round of attack to the bureaus

Just like {{Clients name}}, she invested to the service and let the Platinum Hours Solutions team go to work.

+89 Points Increase

The software speaks for itself

Get with the most effective Service Team online to get better results and a cleaner credit report.

Our Features

Excellent Track Record

Our clients walk away with renewed confidence, financial tools for the future. After repairing your credit we put you in contact loan officers, real estate agents, and lenders to help you succeed.

120 Days Money Back Guarantee

If we do not remove any negatives worked on and you've obtained our services for 120 days. You have nothing to lose!

Unparalleled Customer Service

Honest credit repair is what we live by. We go above and beyond, because we care. You're not just another client, you're our priority.